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Dubai Real Estate FAQs
Yes, it is possible to obtain a residency visa in Dubai by purchasing a property.
The United Arab Emirates (UAE) government has implemented several programs that allow property buyers to obtain residency visas through investment, including 3, 5 and 10 year visas.
Here is the division of transfer and registration fees associated with purchasing a property in Dubai:
- DLD fees = 4% of the property price + admin fees (AED 580 for apartments and offices, AED 40 for off-plan)
- Registration fees for properties valued below AED 500,000 = AED 2000 + 5% VAT
- Registration fees for properties valued above AED 500,000 = AED 4000 + 5% VAT
- Mortgage registration fees Dubai Land Department = Up to 0.25% of loan amount + AED 290
- Property service charges - Charged on a square foot basis, ranging anywhere between AED 3 to AED 30 or more.
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Here are the documents you’ll need to secure if you’re planning to buy a property in UAE:
- A copy of the sale and purchase contract
- A copy of a valid Emirates ID
- A copy of a valid passport for non-residents
DLD is the abbreviation for Dubai Land Department. It is the regulatory body by the government that deals with all property and real estate related legislation, organisation, and services for any real estate transactions in Dubai.
No, residential properties in the UAE are currently not subject to VAT.
An off-plan property is an unconstructed property. The property is yet to be built or is in the preliminary stages of construction.
Yes, you can sell off-plan property before the completion date.
Yes, It is possible to obtain a mortgage to finance your off-plan property purchase, subject to meeting the individual requirements of the financial institutions.
The cost of owning a property in Dubai will depend on the type of property. As most properties are built within apartment buildings or villa communities there are ongoing costs that do apply. These are often referred to as “Service or Maintenance” fees and are paid towards the upkeep and maintenance of the building or community the property is located in.
Generally speaking, apartment buildings are more costly to maintain, and therefore apartments tend to have higher “Maintenance” fees as opposed to villas or townhouses.
Just like there is no tax there is also no selling fees when selling a property in Dubai.
All the advertising costs are covered by the selling agent or agents who charge their fees to the buyer via an agency fee. It is worth nothing that some sellers may choose to pay the selling agent a small percentage of the property purchase price as commission. This is usually done as an incentive and way to get the very best price possible.
Looking for a Holiday Home?
Check out our holiday rentals website for an exclusive selection of Dubai’s finest holiday homes. From stunning beachfront apartments to luxurious city-center penthouses, find the perfect stay for your next getaway.